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	<url>
		<loc>https://pathwaytoprosperity.com/glossary/accumulation-phase/</loc>
		<lastmod>2020-01-07T17:25:56+00:00</lastmod>
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	<url>
		<loc>https://pathwaytoprosperity.com/glossary/active-trading/</loc>
		<lastmod>2020-01-07T17:27:20+00:00</lastmod>
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	<url>
		<loc>https://pathwaytoprosperity.com/glossary/age-of-majority/</loc>
		<lastmod>2020-01-07T17:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/agency-problem/</loc>
		<lastmod>2020-01-07T17:36:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/aggregate-demand/</loc>
		<lastmod>2020-01-07T17:37:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/animal-spirits/</loc>
		<lastmod>2020-01-07T18:06:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/ask/</loc>
		<lastmod>2020-01-07T18:13:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/asset-allocation-fund/</loc>
		<lastmod>2020-01-07T18:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/balance-sheet/</loc>
		<lastmod>2020-01-07T18:30:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bank-reserves/</loc>
		<lastmod>2020-01-08T17:32:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bankruptcy/</loc>
		<lastmod>2020-01-08T17:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/barriers-to-entry/</loc>
		<lastmod>2020-01-08T17:35:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/basic-income/</loc>
		<lastmod>2020-01-08T17:36:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bear-market/</loc>
		<lastmod>2020-01-08T17:38:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bearer-form/</loc>
		<lastmod>2020-01-08T17:39:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/benchmark/</loc>
		<lastmod>2020-01-08T17:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/beta/</loc>
		<lastmod>2020-01-08T17:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bid/</loc>
		<lastmod>2020-01-08T17:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/big-government/</loc>
		<lastmod>2020-01-08T17:43:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bitcoin/</loc>
		<lastmod>2020-01-08T17:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bond-market/</loc>
		<lastmod>2020-01-08T17:48:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bond/</loc>
		<lastmod>2020-01-08T17:48:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/broker/</loc>
		<lastmod>2020-01-08T17:51:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bubble/</loc>
		<lastmod>2020-01-08T17:53:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/budget-deficit/</loc>
		<lastmod>2020-01-08T17:53:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bull-market/</loc>
		<lastmod>2020-01-08T17:54:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bund/</loc>
		<lastmod>2020-01-08T17:55:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/business-cycle/</loc>
		<lastmod>2020-01-08T17:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital/</loc>
		<lastmod>2020-01-08T17:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-asset/</loc>
		<lastmod>2020-01-08T18:00:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-flight/</loc>
		<lastmod>2020-01-08T18:03:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-investment/</loc>
		<lastmod>2020-01-08T18:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-markets/</loc>
		<lastmod>2020-01-08T18:05:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capitalism/</loc>
		<lastmod>2020-01-08T18:08:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cash-on-cash-return/</loc>
		<lastmod>2020-01-08T18:11:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/catch-up-contribution/</loc>
		<lastmod>2020-01-08T18:13:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/checkbook-register/</loc>
		<lastmod>2020-01-08T18:18:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cliff-vesting/</loc>
		<lastmod>2020-01-08T18:21:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/commercial-bank/</loc>
		<lastmod>2020-01-08T18:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/commodity/</loc>
		<lastmod>2020-01-08T18:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/communism/</loc>
		<lastmod>2020-01-08T18:26:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/comparative-advantage/</loc>
		<lastmod>2020-01-08T18:27:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/conforming-loan/</loc>
		<lastmod>2020-01-08T18:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consolidation/</loc>
		<lastmod>2020-01-08T18:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/constructive-receipt/</loc>
		<lastmod>2020-01-08T18:34:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consumer-debt/</loc>
		<lastmod>2020-01-08T18:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consumer-spending/</loc>
		<lastmod>2020-01-08T18:35:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consumption-tax/</loc>
		<lastmod>2020-01-08T18:36:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/convertible-bond/</loc>
		<lastmod>2020-01-08T18:37:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/corporate-governance/</loc>
		<lastmod>2020-01-08T18:38:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cost-basis/</loc>
		<lastmod>2020-01-08T18:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cost-of-capital/</loc>
		<lastmod>2020-01-08T18:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cost-of-funds/</loc>
		<lastmod>2020-01-08T18:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cost-benefit-analysis/</loc>
		<lastmod>2020-01-08T18:43:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/coupon-rate/</loc>
		<lastmod>2020-01-08T18:44:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/covered-call/</loc>
		<lastmod>2020-01-08T18:45:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/creative-destruction/</loc>
		<lastmod>2020-01-08T18:49:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-market/</loc>
		<lastmod>2020-01-08T18:50:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-rating/</loc>
		<lastmod>2020-01-08T18:51:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-score/</loc>
		<lastmod>2020-01-08T18:52:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-spread/</loc>
		<lastmod>2020-01-08T18:53:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/creditworthiness/</loc>
		<lastmod>2020-01-08T18:55:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/crony-capitalism/</loc>
		<lastmod>2020-01-08T18:56:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/currency-war/</loc>
		<lastmod>2020-01-08T19:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/current-account-surplus/</loc>
		<lastmod>2020-01-08T19:02:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dealer/</loc>
		<lastmod>2020-01-08T19:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/default/</loc>
		<lastmod>2020-01-08T19:10:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/deferred-annuity/</loc>
		<lastmod>2020-01-08T19:12:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/deficit-spending/</loc>
		<lastmod>2020-01-08T19:16:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/deflation/</loc>
		<lastmod>2020-01-08T19:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/depreciation/</loc>
		<lastmod>2020-01-08T19:21:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/deregulation/</loc>
		<lastmod>2020-01-08T19:22:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/digital-wallet/</loc>
		<lastmod>2020-01-08T19:26:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/discount-rate/</loc>
		<lastmod>2020-01-08T19:30:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/discount-window/</loc>
		<lastmod>2020-01-08T19:31:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/disinflation/</loc>
		<lastmod>2020-01-08T19:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/disposable-income/</loc>
		<lastmod>2020-01-08T19:35:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dividend-discount-model/</loc>
		<lastmod>2020-01-08T19:36:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/duty/</loc>
		<lastmod>2020-01-08T19:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/earned-income/</loc>
		<lastmod>2020-01-08T19:43:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/earnings/</loc>
		<lastmod>2020-01-08T19:46:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/earnings-growth/</loc>
		<lastmod>2020-01-08T19:47:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/econometric-model/</loc>
		<lastmod>2020-01-08T19:50:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/economic-cycle/</loc>
		<lastmod>2020-01-08T19:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/economic-rent/</loc>
		<lastmod>2020-01-08T19:52:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/economic-vacancy/</loc>
		<lastmod>2020-01-08T19:52:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/economics/</loc>
		<lastmod>2020-01-08T19:53:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/economy-of-effort/</loc>
		<lastmod>2020-01-08T19:54:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/effective-tax-rate/</loc>
		<lastmod>2020-01-08T19:55:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/emerging-market/</loc>
		<lastmod>2020-01-08T19:57:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/enterprise-value/</loc>
		<lastmod>2020-01-08T19:59:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/entitlement-programs/</loc>
		<lastmod>2020-01-08T20:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/envelope-system/</loc>
		<lastmod>2020-01-08T20:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/equation-of-exchange/</loc>
		<lastmod>2020-01-08T20:06:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/estate-tax/</loc>
		<lastmod>2020-01-08T20:12:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/expense-ratio/</loc>
		<lastmod>2020-01-08T20:19:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fed-put/</loc>
		<lastmod>2020-01-08T20:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fiat-currency/</loc>
		<lastmod>2020-01-08T20:33:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fico-score/</loc>
		<lastmod>2020-01-08T20:34:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/finra/</loc>
		<lastmod>2020-01-08T20:36:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fiscal-stimulus/</loc>
		<lastmod>2020-01-08T20:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fixed-asset/</loc>
		<lastmod>2020-01-08T20:45:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fixed-annuity/</loc>
		<lastmod>2020-01-08T20:46:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fixed-income/</loc>
		<lastmod>2020-01-08T20:46:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fixed-income-security/</loc>
		<lastmod>2020-01-08T20:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fixed-rate-mortgage/</loc>
		<lastmod>2020-01-08T20:50:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/float/</loc>
		<lastmod>2020-01-08T20:52:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/foreclosure/</loc>
		<lastmod>2020-01-08T20:55:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/forward-earnings/</loc>
		<lastmod>2020-01-08T20:58:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/free-market/</loc>
		<lastmod>2020-01-08T21:02:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/free-trade/</loc>
		<lastmod>2020-01-08T21:04:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/friction-cost/</loc>
		<lastmod>2020-01-08T21:05:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fundamentals/</loc>
		<lastmod>2020-01-08T21:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gift-tax-exclusion/</loc>
		<lastmod>2020-01-08T23:44:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/government-bond/</loc>
		<lastmod>2020-01-08T23:46:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/graded-vesting/</loc>
		<lastmod>2020-01-08T23:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gross-income/</loc>
		<lastmod>2020-01-08T23:50:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/growth-stock/</loc>
		<lastmod>2020-01-08T23:51:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/guardian/</loc>
		<lastmod>2020-01-08T23:53:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/headline-inflation/</loc>
		<lastmod>2020-01-08T23:54:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/headline-risk/</loc>
		<lastmod>2020-01-08T23:55:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/hedge/</loc>
		<lastmod>2020-01-08T23:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/highest-and-best-use/</loc>
		<lastmod>2020-01-08T23:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/homeowners-insurance/</loc>
		<lastmod>2020-01-08T23:59:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/human-capital/</loc>
		<lastmod>2020-01-09T00:02:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/implicit-cost/</loc>
		<lastmod>2020-01-09T00:06:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/import/</loc>
		<lastmod>2020-01-09T00:07:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/index/</loc>
		<lastmod>2020-01-09T00:07:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/index-fund/</loc>
		<lastmod>2020-01-09T00:08:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/indirect-investment/</loc>
		<lastmod>2020-01-09T00:09:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inflation-target/</loc>
		<lastmod>2020-01-09T00:12:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inherited-ira/</loc>
		<lastmod>2020-01-09T00:13:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/insolvency/</loc>
		<lastmod>2020-01-09T00:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/institutional-investor/</loc>
		<lastmod>2020-01-09T00:15:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/intangible-asset/</loc>
		<lastmod>2020-01-09T00:16:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/intellectual-property/</loc>
		<lastmod>2020-01-09T00:17:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/interest-rate-risk/</loc>
		<lastmod>2020-01-09T00:17:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/investment-income/</loc>
		<lastmod>2020-01-09T00:20:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/invisible-hand/</loc>
		<lastmod>2020-01-09T00:22:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/irs-inquiry-letter/</loc>
		<lastmod>2020-01-09T00:23:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/irs-underpayment-rules/</loc>
		<lastmod>2020-01-09T00:24:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/issuer/</loc>
		<lastmod>2020-01-09T00:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/itemized-deduction/</loc>
		<lastmod>2020-01-09T00:25:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/joint-tenancy/</loc>
		<lastmod>2020-01-09T00:27:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/late-stage-capitalism/</loc>
		<lastmod>2020-01-09T00:31:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/legal-tender/</loc>
		<lastmod>2020-01-09T00:31:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lessee/</loc>
		<lastmod>2020-01-09T00:33:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lessor/</loc>
		<lastmod>2020-01-09T00:33:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/leverage/</loc>
		<lastmod>2020-01-09T00:34:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/liability/</loc>
		<lastmod>2020-01-09T00:35:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lien/</loc>
		<lastmod>2020-01-09T00:36:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/liquidity-event/</loc>
		<lastmod>2020-01-09T00:38:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/liquidity-trap/</loc>
		<lastmod>2020-01-09T00:39:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/load/</loc>
		<lastmod>2020-01-09T00:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lobbyists/</loc>
		<lastmod>2020-01-09T00:40:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/long-run/</loc>
		<lastmod>2020-01-09T00:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/luddite/</loc>
		<lastmod>2020-01-09T01:17:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/m2/</loc>
		<lastmod>2020-01-09T01:18:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/macroeconomics/</loc>
		<lastmod>2020-01-09T01:19:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/manipulation/</loc>
		<lastmod>2020-01-09T01:20:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/margin-debt/</loc>
		<lastmod>2020-01-09T01:21:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/margin-account/</loc>
		<lastmod>2020-01-09T01:23:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/marginal-utility/</loc>
		<lastmod>2020-01-09T01:24:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market/</loc>
		<lastmod>2020-01-09T01:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-economy/</loc>
		<lastmod>2020-01-09T01:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-efficiency/</loc>
		<lastmod>2020-01-09T01:26:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-price/</loc>
		<lastmod>2020-01-09T01:27:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-risk/</loc>
		<lastmod>2020-01-09T01:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-value/</loc>
		<lastmod>2020-01-09T01:28:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/matching-contribution/</loc>
		<lastmod>2020-01-09T01:30:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/median/</loc>
		<lastmod>2020-01-09T01:31:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/medium-of-exchange/</loc>
		<lastmod>2020-01-09T01:32:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/member-bank/</loc>
		<lastmod>2020-01-09T01:33:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetary-policy/</loc>
		<lastmod>2020-01-09T01:35:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/money-supply/</loc>
		<lastmod>2020-01-09T01:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monopoly/</loc>
		<lastmod>2020-01-09T01:36:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/moodys/</loc>
		<lastmod>2020-01-09T01:37:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mortgagor/</loc>
		<lastmod>2020-01-09T01:39:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mutual-fund/</loc>
		<lastmod>2020-01-09T01:42:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mutually-exclusive/</loc>
		<lastmod>2020-01-09T01:43:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/nasdaq/</loc>
		<lastmod>2020-01-09T01:44:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/negative-growth/</loc>
		<lastmod>2020-01-09T01:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/net-present-value/</loc>
		<lastmod>2020-01-09T01:45:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/ninja-loan/</loc>
		<lastmod>2020-01-09T01:46:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/no-doc-loan/</loc>
		<lastmod>2020-01-09T01:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/noise/</loc>
		<lastmod>2020-01-09T01:48:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/nominal-gdp/</loc>
		<lastmod>2020-01-09T01:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/nominal-rate-of-return/</loc>
		<lastmod>2020-01-09T01:50:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/off-balance-sheet/</loc>
		<lastmod>2020-01-09T01:52:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/operating-expense/</loc>
		<lastmod>2020-01-09T01:55:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/operating-income/</loc>
		<lastmod>2020-01-09T01:55:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/opportunity-cost/</loc>
		<lastmod>2020-01-09T01:56:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/par-value/</loc>
		<lastmod>2020-01-09T02:01:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/participation-rate/</loc>
		<lastmod>2020-01-09T02:04:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/passive-income/</loc>
		<lastmod>2020-01-09T02:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/payroll-tax/</loc>
		<lastmod>2020-01-09T02:06:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/permanently-insured/</loc>
		<lastmod>2020-01-09T02:10:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/personal-consumption/</loc>
		<lastmod>2020-01-09T02:10:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/personal-financial-statement/</loc>
		<lastmod>2020-01-09T02:11:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/phase-out/</loc>
		<lastmod>2020-01-09T02:15:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/pink-sheets/</loc>
		<lastmod>2020-01-09T02:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/preferred-stock/</loc>
		<lastmod>2020-01-09T02:20:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/premium-bond/</loc>
		<lastmod>2020-01-09T02:20:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/price-discovery/</loc>
		<lastmod>2020-01-09T02:22:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/primary-market/</loc>
		<lastmod>2020-01-09T21:09:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/prime-rate/</loc>
		<lastmod>2020-01-09T21:10:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/principal-reduction/</loc>
		<lastmod>2020-01-09T21:11:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/private-sector/</loc>
		<lastmod>2020-01-09T21:13:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/pro-forma/</loc>
		<lastmod>2020-01-09T21:15:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/progressive-tax/</loc>
		<lastmod>2020-01-09T21:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/property-rights/</loc>
		<lastmod>2020-01-09T21:16:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/protectionism/</loc>
		<lastmod>2020-01-09T21:17:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/public-company/</loc>
		<lastmod>2020-01-09T21:18:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/public-finance/</loc>
		<lastmod>2020-01-09T21:19:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/qualified-intermediary/</loc>
		<lastmod>2020-01-09T21:22:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/quota/</loc>
		<lastmod>2020-01-09T21:23:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rationing/</loc>
		<lastmod>2020-01-09T21:25:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/real-wages/</loc>
		<lastmod>2020-01-09T21:27:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/recession/</loc>
		<lastmod>2020-01-09T21:30:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/redemption/</loc>
		<lastmod>2020-01-09T21:31:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reference-rate/</loc>
		<lastmod>2020-01-09T21:32:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/registered-representative/</loc>
		<lastmod>2020-01-09T21:32:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/regulatory-agency/</loc>
		<lastmod>2020-01-09T21:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/regulatory-capture/</loc>
		<lastmod>2020-01-09T21:35:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reit-types/</loc>
		<lastmod>2020-01-09T21:36:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/render-unto-caesar/</loc>
		<lastmod>2020-01-09T21:37:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rent-control/</loc>
		<lastmod>2020-01-09T21:37:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rent-seeking/</loc>
		<lastmod>2020-01-09T21:38:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/republic/</loc>
		<lastmod>2020-01-09T21:39:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reserve-currency/</loc>
		<lastmod>2020-01-09T21:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reserve-requirements/</loc>
		<lastmod>2020-01-09T21:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reserve-fund/</loc>
		<lastmod>2020-01-09T21:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/revenue-bond/</loc>
		<lastmod>2020-01-09T21:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reverse-mortgage/</loc>
		<lastmod>2020-01-09T21:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/risk-asset/</loc>
		<lastmod>2020-01-09T21:44:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/risk-premium/</loc>
		<lastmod>2020-01-09T21:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/roth-401k/</loc>
		<lastmod>2020-01-09T21:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/royalty/</loc>
		<lastmod>2020-01-09T21:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rule-of-72/</loc>
		<lastmod>2020-01-09T21:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/salvage-value/</loc>
		<lastmod>2020-01-09T21:53:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/savings-bond-education-tax-exclusion/</loc>
		<lastmod>2020-01-09T21:54:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/scarcity/</loc>
		<lastmod>2020-01-09T21:54:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/schedule-a/</loc>
		<lastmod>2020-01-09T21:55:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/schedule-c/</loc>
		<lastmod>2020-01-09T21:58:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/schedule-d/</loc>
		<lastmod>2020-01-09T21:59:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/schedule-e/</loc>
		<lastmod>2020-01-09T22:00:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/secondary-market/</loc>
		<lastmod>2020-01-09T22:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/self-fulfilling-prophecy/</loc>
		<lastmod>2020-01-09T22:02:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/short-run/</loc>
		<lastmod>2020-01-09T22:06:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/short-term-capital-gain/</loc>
		<lastmod>2020-01-09T22:07:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/small-company-stock/</loc>
		<lastmod>2020-01-09T22:08:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-engineering/</loc>
		<lastmod>2020-01-09T22:09:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/socialism/</loc>
		<lastmod>2020-01-09T22:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/specialization/</loc>
		<lastmod>2020-01-09T22:12:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/speculator/</loc>
		<lastmod>2020-01-09T22:12:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/spread/</loc>
		<lastmod>2020-01-09T22:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stagnation/</loc>
		<lastmod>2020-01-09T22:14:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stakeholder/</loc>
		<lastmod>2020-01-09T22:14:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/standard-deduction/</loc>
		<lastmod>2020-01-09T22:15:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stock-market/</loc>
		<lastmod>2020-01-09T22:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/store-of-value/</loc>
		<lastmod>2020-01-09T22:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/straight-line-depreciation/</loc>
		<lastmod>2020-01-09T22:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stretch-ira/</loc>
		<lastmod>2020-01-09T22:18:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/subaccounts/</loc>
		<lastmod>2020-01-09T22:19:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/supply-and-demand/</loc>
		<lastmod>2020-01-09T22:21:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/surrender-charge/</loc>
		<lastmod>2020-01-09T22:22:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/take-home-pay/</loc>
		<lastmod>2020-01-09T22:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/target-date-fund/</loc>
		<lastmod>2020-01-09T22:24:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tariff/</loc>
		<lastmod>2020-01-09T22:24:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/taxable-income/</loc>
		<lastmod>2020-01-09T22:26:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/taxi-medallion/</loc>
		<lastmod>2020-01-09T22:27:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/thinly-traded/</loc>
		<lastmod>2020-01-09T22:27:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/third-party/</loc>
		<lastmod>2020-01-09T22:28:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tight-monetary-policy/</loc>
		<lastmod>2020-01-09T22:30:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/totalitarian/</loc>
		<lastmod>2020-01-09T22:33:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/trader/</loc>
		<lastmod>2020-01-09T22:33:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/traditional-ira/</loc>
		<lastmod>2020-01-09T22:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/treasury-note/</loc>
		<lastmod>2020-01-09T22:36:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/trust/</loc>
		<lastmod>2020-01-09T22:36:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/trust-deed/</loc>
		<lastmod>2020-01-09T22:37:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tulipmania/</loc>
		<lastmod>2020-01-09T22:38:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/usd/</loc>
		<lastmod>2020-01-09T22:42:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/variable-annuity/</loc>
		<lastmod>2020-01-09T22:43:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/vesting/</loc>
		<lastmod>2020-01-09T22:45:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/voluntary-exchange/</loc>
		<lastmod>2020-01-09T22:46:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/w2/</loc>
		<lastmod>2020-01-09T22:47:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/w4/</loc>
		<lastmod>2020-01-09T22:47:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/wealth-effect/</loc>
		<lastmod>2020-01-09T22:50:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/yield/</loc>
		<lastmod>2020-01-09T22:52:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/yield-curve/</loc>
		<lastmod>2020-01-09T22:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/zero-sum-game/</loc>
		<lastmod>2020-01-09T22:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/affordable-housing/</loc>
		<lastmod>2020-01-13T21:18:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/annuity/</loc>
		<lastmod>2020-01-13T21:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/competitive-advantage/</loc>
		<lastmod>2020-01-13T21:24:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/coverdell-qualified-expenses/</loc>
		<lastmod>2020-01-13T21:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/treasury-bill/</loc>
		<lastmod>2020-01-13T21:26:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/guaranteed-income-rider/</loc>
		<lastmod>2020-01-21T01:46:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/policy-tools/</loc>
		<lastmod>2020-01-21T01:52:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/period-certain/</loc>
		<lastmod>2020-01-21T01:53:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/annuitize/</loc>
		<lastmod>2020-01-21T01:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gmib-rider/</loc>
		<lastmod>2020-01-21T01:57:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/surrender/</loc>
		<lastmod>2020-01-21T01:58:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lifo/</loc>
		<lastmod>2020-01-21T02:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-value-adjustment/</loc>
		<lastmod>2020-01-21T02:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fifo/</loc>
		<lastmod>2020-01-21T02:01:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/1035-exchange/</loc>
		<lastmod>2020-01-21T02:02:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/section-1031/</loc>
		<lastmod>2020-01-21T02:09:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/1099-form/</loc>
		<lastmod>2020-01-21T02:37:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/529-plan/</loc>
		<lastmod>2020-01-21T02:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/asset-class/</loc>
		<lastmod>2020-01-21T16:54:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/asset/</loc>
		<lastmod>2020-01-21T16:55:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/assumable-mortgage/</loc>
		<lastmod>2020-01-21T16:56:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mean/</loc>
		<lastmod>2020-01-21T16:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/banknote/</loc>
		<lastmod>2020-01-21T17:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/correlation/</loc>
		<lastmod>2020-01-21T19:02:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cryptocurrency/</loc>
		<lastmod>2020-01-21T20:42:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/debasement/</loc>
		<lastmod>2020-01-21T20:50:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/derivative/</loc>
		<lastmod>2020-01-21T20:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/embargo/</loc>
		<lastmod>2020-01-21T21:28:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/export/</loc>
		<lastmod>2020-01-21T21:38:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fiduciary/</loc>
		<lastmod>2020-01-21T21:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/1031-exchange/</loc>
		<lastmod>2020-01-21T22:44:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/marxism/</loc>
		<lastmod>2020-01-21T22:55:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/paper-profit-loss/</loc>
		<lastmod>2020-01-21T23:07:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/populism/</loc>
		<lastmod>2020-01-21T23:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rebalancing/</loc>
		<lastmod>2020-01-21T23:55:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/subsidy/</loc>
		<lastmod>2020-01-22T00:18:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/equity-indexed-annuity/</loc>
		<lastmod>2020-01-22T00:46:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetary-stimulus/</loc>
		<lastmod>2020-01-22T00:48:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/national-debt/</loc>
		<lastmod>2020-01-22T00:49:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/blockchain/</loc>
		<lastmod>2020-01-28T19:51:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capex/</loc>
		<lastmod>2020-01-31T17:32:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/black-swan/</loc>
		<lastmod>2020-01-31T17:34:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/taleb-event/</loc>
		<lastmod>2020-01-31T17:35:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/ecb/</loc>
		<lastmod>2020-01-31T17:36:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/adjustments-to-income/</loc>
		<lastmod>2020-02-10T23:24:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetize/</loc>
		<lastmod>2020-02-10T23:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetize-debt/</loc>
		<lastmod>2020-02-10T23:36:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gold-standard/</loc>
		<lastmod>2020-02-10T23:37:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rollover-ira/</loc>
		<lastmod>2020-03-03T19:04:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sector/</loc>
		<lastmod>2020-03-03T19:06:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/grantor/</loc>
		<lastmod>2020-03-03T19:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/settlor/</loc>
		<lastmod>2020-03-03T19:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/medicaid/</loc>
		<lastmod>2020-03-03T19:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/term/</loc>
		<lastmod>2020-03-03T19:12:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/comps/</loc>
		<lastmod>2020-03-03T19:14:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/put/</loc>
		<lastmod>2020-03-03T19:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/jgb/</loc>
		<lastmod>2020-03-03T19:19:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/amt/</loc>
		<lastmod>2020-03-03T19:20:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gifting-limit/</loc>
		<lastmod>2020-03-03T19:22:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/amortization/</loc>
		<lastmod>2020-03-03T19:24:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/correction/</loc>
		<lastmod>2020-03-05T00:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dividend-stocks/</loc>
		<lastmod>2020-03-05T00:46:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/1031-like-kind-property/</loc>
		<lastmod>2020-03-05T00:46:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-risk/</loc>
		<lastmod>2020-03-05T00:46:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sovereign-debt/</loc>
		<lastmod>2020-03-05T00:46:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/currency-basket/</loc>
		<lastmod>2020-03-05T00:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/excess-reserves/</loc>
		<lastmod>2020-03-05T00:48:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/purchasing-power/</loc>
		<lastmod>2020-03-05T00:48:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tragedy-of-the-commons/</loc>
		<lastmod>2020-03-05T00:48:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/ee-savings-bonds/</loc>
		<lastmod>2020-03-05T00:48:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/529-plan-qualified-expenses/</loc>
		<lastmod>2020-03-05T00:49:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tax-deferral/</loc>
		<lastmod>2020-03-05T00:49:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-security-trust-fund/</loc>
		<lastmod>2020-03-05T00:49:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/pension-plan/</loc>
		<lastmod>2020-03-05T00:49:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dot-plot/</loc>
		<lastmod>2020-03-05T00:50:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/surrender-period/</loc>
		<lastmod>2020-03-05T00:50:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/freddie-mac/</loc>
		<lastmod>2020-03-05T00:50:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/community-reinvestment-act/</loc>
		<lastmod>2020-03-05T00:50:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/weimar-republic/</loc>
		<lastmod>2020-03-05T00:51:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/wasting-asset/</loc>
		<lastmod>2020-03-05T00:51:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/velocity-of-money/</loc>
		<lastmod>2020-03-05T00:51:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/variable-interest-rate/</loc>
		<lastmod>2020-03-05T00:51:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/unit-investment-trust/</loc>
		<lastmod>2020-03-05T00:51:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/uniform-transfers-to-minors-act/</loc>
		<lastmod>2020-03-05T00:52:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/uniform-gifts-to-minors-act/</loc>
		<lastmod>2020-03-05T00:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/u-s-savings-bonds/</loc>
		<lastmod>2020-03-05T00:52:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/u-s-dollar-index/</loc>
		<lastmod>2020-03-05T00:52:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/treasury-bond/</loc>
		<lastmod>2020-03-05T00:52:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/transfer-on-death/</loc>
		<lastmod>2020-03-05T00:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/treasury-inflation-protected-securities/</loc>
		<lastmod>2020-03-05T00:53:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/time-value-of-money/</loc>
		<lastmod>2020-03-05T00:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tenancy-in-common/</loc>
		<lastmod>2020-03-05T00:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tax-loss-harvesting/</loc>
		<lastmod>2020-03-05T00:54:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/trailing-12-months/</loc>
		<lastmod>2020-03-05T00:54:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/subaccount-charge/</loc>
		<lastmod>2020-03-05T00:54:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/south-sea-company/</loc>
		<lastmod>2020-03-05T00:54:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/secured-overnight-financing-rate/</loc>
		<lastmod>2020-03-05T00:55:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/simple-ira/</loc>
		<lastmod>2020-03-05T00:55:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/shareholder-equity/</loc>
		<lastmod>2020-03-05T00:55:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/shareholder-value/</loc>
		<lastmod>2020-03-05T00:55:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/shareholder-primacy/</loc>
		<lastmod>2020-03-05T00:55:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/simplified-employee-pension/</loc>
		<lastmod>2020-03-05T00:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/self-employment/</loc>
		<lastmod>2020-03-05T00:56:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/section-179-deduction/</loc>
		<lastmod>2020-03-05T00:56:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sallie-mae/</loc>
		<lastmod>2020-03-05T00:56:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/safe-harbor/</loc>
		<lastmod>2020-03-05T00:56:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/russian-ruble-crisis/</loc>
		<lastmod>2020-03-05T00:57:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/rule-of-law/</loc>
		<lastmod>2020-03-05T00:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/required-minimum-distribution/</loc>
		<lastmod>2020-03-05T00:57:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/risk-on-risk-off/</loc>
		<lastmod>2020-03-05T00:57:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/risk-free-rate-of-return/</loc>
		<lastmod>2020-03-05T00:57:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mean-reversion/</loc>
		<lastmod>2020-03-05T00:58:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/real-estate-investment-trust/</loc>
		<lastmod>2020-03-05T00:58:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/primary-regulator/</loc>
		<lastmod>2020-03-05T00:58:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/price-controls/</loc>
		<lastmod>2020-03-05T00:58:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/depreciation-recapture/</loc>
		<lastmod>2020-03-05T00:58:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/real-rate-of-return/</loc>
		<lastmod>2020-03-05T00:59:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/real-growth-rate/</loc>
		<lastmod>2020-03-05T00:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bond-rating-agencies/</loc>
		<lastmod>2020-03-05T00:59:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/qualifying-home-equity-interest-deduction/</loc>
		<lastmod>2020-03-05T00:59:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/qualified-distribution/</loc>
		<lastmod>2020-03-05T00:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/quantitative-easing/</loc>
		<lastmod>2020-03-05T01:00:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/qualified-charitable-distribution/</loc>
		<lastmod>2020-03-05T01:00:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/private-company/</loc>
		<lastmod>2020-03-05T01:00:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/private-reit/</loc>
		<lastmod>2020-03-05T01:00:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/price-mechanism/</loc>
		<lastmod>2020-03-05T01:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/price-level/</loc>
		<lastmod>2020-03-05T01:00:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/present-value/</loc>
		<lastmod>2020-03-05T01:01:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/payable-on-death/</loc>
		<lastmod>2020-03-05T01:01:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/private-mortgage-insurance/</loc>
		<lastmod>2020-03-05T01:01:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/peter-lynch/</loc>
		<lastmod>2020-03-05T01:01:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/peer-to-peer-lending/</loc>
		<lastmod>2020-03-05T01:01:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/plus-loan/</loc>
		<lastmod>2020-03-05T01:02:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/price-to-earnings-ratio/</loc>
		<lastmod>2020-03-05T01:02:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/profit-and-loss-statement/</loc>
		<lastmod>2020-03-05T01:02:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gross-output/</loc>
		<lastmod>2020-03-05T01:02:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/other-taxes/</loc>
		<lastmod>2020-03-05T01:02:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/over-the-counter/</loc>
		<lastmod>2020-03-05T01:03:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/the-oracle-of-omaha/</loc>
		<lastmod>2020-03-05T01:03:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/open-market-operations/</loc>
		<lastmod>2020-03-05T01:03:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/one-percent-rule/</loc>
		<lastmod>2020-03-05T01:03:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/new-york-stock-exchange/</loc>
		<lastmod>2020-03-05T01:03:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/non-recourse-loan/</loc>
		<lastmod>2020-03-05T01:04:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/net-operating-income/</loc>
		<lastmod>2020-03-05T01:04:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/exchange-privilege/</loc>
		<lastmod>2020-03-05T01:04:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/multi-family-residential/</loc>
		<lastmod>2020-03-05T01:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mortality-charge/</loc>
		<lastmod>2020-03-05T01:05:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/milton-friedman/</loc>
		<lastmod>2020-03-05T01:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/military-industrial-complex/</loc>
		<lastmod>2020-03-05T01:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-security-maximum-family-benefit/</loc>
		<lastmod>2020-03-05T01:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/marginal-tax-rate/</loc>
		<lastmod>2020-03-05T01:06:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/adjustable-rate-mortgage-margin/</loc>
		<lastmod>2020-03-05T01:06:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/modified-adjusted-gross-income/</loc>
		<lastmod>2020-03-05T01:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/limited-partnership/</loc>
		<lastmod>2020-03-05T01:06:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/long-term-capital-gain-loss/</loc>
		<lastmod>2020-03-05T01:07:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/long-term-assets/</loc>
		<lastmod>2020-03-05T01:07:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/living-and-death-benefit-riders/</loc>
		<lastmod>2020-03-05T01:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/london-interbank-offered-rate/</loc>
		<lastmod>2020-03-05T01:07:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lehman-brothers-collapse/</loc>
		<lastmod>2020-03-05T01:08:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/keynesian-economics/</loc>
		<lastmod>2020-03-05T01:08:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/k-street/</loc>
		<lastmod>2020-03-05T01:08:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/junk-bond/</loc>
		<lastmod>2020-03-05T01:08:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/initial-public-offering/</loc>
		<lastmod>2020-03-05T01:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/investment-bank/</loc>
		<lastmod>2020-03-05T01:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inverse-correlation/</loc>
		<lastmod>2020-03-05T01:09:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/institutional-shares/</loc>
		<lastmod>2020-03-05T01:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/information-symmetry/</loc>
		<lastmod>2020-03-05T01:09:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inefficient-market/</loc>
		<lastmod>2020-03-05T01:10:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/industrial-property/</loc>
		<lastmod>2020-03-05T01:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/indexed-annuity-cap/</loc>
		<lastmod>2020-03-05T01:10:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/immediate-annuity/</loc>
		<lastmod>2020-03-05T01:10:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inflation-linked-savings-bond/</loc>
		<lastmod>2020-03-05T01:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/housing-and-urban-development/</loc>
		<lastmod>2020-03-05T01:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/health-savings-account/</loc>
		<lastmod>2020-03-05T01:10:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/housing-bubble/</loc>
		<lastmod>2020-03-05T01:11:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/homeowners-association/</loc>
		<lastmod>2020-03-05T01:11:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/investment-grade-2/</loc>
		<lastmod>2020-03-05T01:11:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/insurance-guaranty-associations/</loc>
		<lastmod>2020-03-05T01:11:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gross-rent-multiplier/</loc>
		<lastmod>2020-03-05T01:11:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/greater-fool-theory/</loc>
		<lastmod>2020-03-05T01:12:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/great-depression/</loc>
		<lastmod>2020-03-05T01:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/government-national-mortgage-association/</loc>
		<lastmod>2020-03-05T01:12:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/series-7-examination/</loc>
		<lastmod>2020-03-05T01:12:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/per-capita-gdp/</loc>
		<lastmod>2020-03-05T01:13:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/gross-domestic-product/</loc>
		<lastmod>2020-03-05T01:13:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/general-obligation-bond/</loc>
		<lastmod>2020-03-05T01:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-security-fully-insured/</loc>
		<lastmod>2020-03-05T01:13:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/flexible-spending-account/</loc>
		<lastmod>2020-03-05T01:13:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fractional-reserve-banking/</loc>
		<lastmod>2020-03-05T01:14:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/full-retirement-age/</loc>
		<lastmod>2020-03-05T01:14:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/forward-looking/</loc>
		<lastmod>2020-03-05T01:14:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/forward-price-to-earnings/</loc>
		<lastmod>2020-03-05T01:14:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/forever-stamps/</loc>
		<lastmod>2020-03-05T01:14:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/foreign-direct-investment/</loc>
		<lastmod>2020-03-05T01:15:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-open-market-committee/</loc>
		<lastmod>2020-03-05T01:16:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/flash-crash/</loc>
		<lastmod>2020-03-05T01:16:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fiscal-policy/</loc>
		<lastmod>2020-03-05T01:16:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/2007-2008-financial-crisis/</loc>
		<lastmod>2020-03-05T01:16:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-trade-commission/</loc>
		<lastmod>2020-03-05T01:16:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-reserve-system/</loc>
		<lastmod>2020-03-05T01:17:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-reserve-mandates-and-objectives/</loc>
		<lastmod>2020-03-05T01:17:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-reserve-act/</loc>
		<lastmod>2020-03-05T01:17:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-funds-rate/</loc>
		<lastmod>2020-03-05T01:17:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fannie-mae/</loc>
		<lastmod>2020-03-05T01:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/factors-of-production/</loc>
		<lastmod>2020-03-05T01:17:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/face-value/</loc>
		<lastmod>2020-03-05T01:18:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/export-import-bank/</loc>
		<lastmod>2020-03-05T01:18:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/expectations-theory/</loc>
		<lastmod>2020-03-05T01:18:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/expansionary-policy/</loc>
		<lastmod>2020-03-05T01:18:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/excess-returns/</loc>
		<lastmod>2020-03-05T01:18:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/european-union/</loc>
		<lastmod>2020-03-05T01:18:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/exchange-traded-fund/</loc>
		<lastmod>2020-03-05T01:18:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/underpayment-penalty/</loc>
		<lastmod>2020-03-05T01:19:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/coverdell-education-savings-account/</loc>
		<lastmod>2020-03-05T01:19:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/home-equity/</loc>
		<lastmod>2020-03-05T01:19:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/efficient-market-hypothesis/</loc>
		<lastmod>2020-03-05T01:19:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sep-plan-eligible-employee/</loc>
		<lastmod>2020-03-05T01:19:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/emergency-economic-stabilization-act-of-2008/</loc>
		<lastmod>2020-03-05T01:20:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/easy-money/</loc>
		<lastmod>2020-03-05T01:20:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/earnings-per-share-eps/</loc>
		<lastmod>2020-03-05T01:20:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-security-income-penalty/</loc>
		<lastmod>2020-03-05T01:20:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/eafe-index/</loc>
		<lastmod>2020-03-05T01:20:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-reserve-dual-mandate/</loc>
		<lastmod>2020-03-05T01:21:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/division-of-labor/</loc>
		<lastmod>2020-03-05T01:21:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/discounted-cash-flow/</loc>
		<lastmod>2020-03-05T01:21:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bond-discount/</loc>
		<lastmod>2020-03-05T01:21:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/direct-real-estate-investment/</loc>
		<lastmod>2020-03-05T01:22:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/law-of-diminishing-marginal-utility/</loc>
		<lastmod>2020-03-05T01:22:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/law-of-diminishing-marginal-returns/</loc>
		<lastmod>2020-03-05T01:22:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/defined-contribution-plan/</loc>
		<lastmod>2020-03-05T01:22:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/defined-benefit-plan/</loc>
		<lastmod>2020-03-05T01:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/current-account-deficit/</loc>
		<lastmod>2020-03-05T01:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/deficit-hawk/</loc>
		<lastmod>2020-03-05T01:23:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/day-trader/</loc>
		<lastmod>2020-03-05T01:23:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/current-assets/</loc>
		<lastmod>2020-03-05T01:23:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/currency-manipulation/</loc>
		<lastmod>2020-03-05T01:23:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/crowding-out-effect/</loc>
		<lastmod>2020-03-05T01:23:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fico-credit-utilization-ratio/</loc>
		<lastmod>2020-03-05T01:24:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cpi-u-basket/</loc>
		<lastmod>2020-03-05T01:24:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consumer-price-index-for-all-urban-consumers/</loc>
		<lastmod>2020-03-05T01:24:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consumer-price-index/</loc>
		<lastmod>2020-03-05T01:24:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/conference-board/</loc>
		<lastmod>2020-03-05T01:25:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/compound-interest/</loc>
		<lastmod>2020-03-05T01:25:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/commercial-property/</loc>
		<lastmod>2020-03-05T01:25:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/command-economy/</loc>
		<lastmod>2020-03-05T01:25:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/collectible-assets/</loc>
		<lastmod>2020-03-05T01:25:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/internal-revenue-code/</loc>
		<lastmod>2020-03-05T01:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-clearing/</loc>
		<lastmod>2020-03-05T01:26:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/corporate-citizenship/</loc>
		<lastmod>2020-03-05T01:26:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/chartered-financial-analyst/</loc>
		<lastmod>2020-03-05T01:26:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/chief-financial-officer/</loc>
		<lastmod>2020-03-05T01:26:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/centrally-planned-economy/</loc>
		<lastmod>2020-03-05T01:26:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/certificate-of-deposit/</loc>
		<lastmod>2020-03-05T01:26:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/consumer-confidence-index/</loc>
		<lastmod>2020-03-05T01:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/casualty-disaster-and-theft-losses/</loc>
		<lastmod>2020-03-05T01:27:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cash-equivalents/</loc>
		<lastmod>2020-03-05T01:27:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-asset-pricing-model/</loc>
		<lastmod>2020-03-05T01:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-improvement/</loc>
		<lastmod>2020-03-05T01:27:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/homeowners-capital-gain-exclusion/</loc>
		<lastmod>2020-03-05T01:28:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capital-control/</loc>
		<lastmod>2020-03-05T01:28:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/capitalization-rate/</loc>
		<lastmod>2020-03-05T01:28:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cafeteria-plan/</loc>
		<lastmod>2020-03-05T01:28:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-security-burial-benefit/</loc>
		<lastmod>2020-03-05T01:28:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/brokerage-company/</loc>
		<lastmod>2020-03-05T01:28:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bretton-woods-agreement-and-system/</loc>
		<lastmod>2020-03-05T01:29:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/net-borrowed-reserves/</loc>
		<lastmod>2020-03-05T01:29:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/board-of-directors/</loc>
		<lastmod>2020-03-05T01:29:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/black-monday/</loc>
		<lastmod>2020-03-05T01:29:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bernie-madoff/</loc>
		<lastmod>2020-03-05T01:29:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/basis-points/</loc>
		<lastmod>2020-03-05T01:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/balance-of-payments/</loc>
		<lastmod>2020-03-05T01:30:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/baa-credit-rating/</loc>
		<lastmod>2020-03-05T01:30:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/adjustable-rate-mortgage/</loc>
		<lastmod>2020-03-05T01:30:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/antitrust-laws/</loc>
		<lastmod>2020-03-05T01:30:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/the-wealth-of-nations/</loc>
		<lastmod>2020-03-05T01:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/alternative-investment/</loc>
		<lastmod>2020-03-05T01:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/allocational-efficiency/</loc>
		<lastmod>2020-03-05T01:30:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/adjusted-gross-income/</loc>
		<lastmod>2020-03-05T01:31:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/age-based-funds/</loc>
		<lastmod>2020-03-05T01:31:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/affordable-housing-goals/</loc>
		<lastmod>2020-03-05T01:31:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/accelerated-depreciation/</loc>
		<lastmod>2020-03-05T01:31:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/affordable-care-act/</loc>
		<lastmod>2020-03-05T01:31:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/11th-district-cost-of-funds/</loc>
		<lastmod>2020-03-05T01:32:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/like-kind-property/</loc>
		<lastmod>2020-03-05T01:34:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/adam-smith/</loc>
		<lastmod>2020-03-06T19:19:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/larry-kudlow/</loc>
		<lastmod>2020-03-09T23:29:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/john-maynard-keynes/</loc>
		<lastmod>2020-03-09T23:29:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/employee-stock-ownership-plan/</loc>
		<lastmod>2020-03-09T23:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cash-reserve/</loc>
		<lastmod>2020-03-09T23:32:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/qualified-small-business-stock/</loc>
		<lastmod>2020-03-09T23:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/investor/</loc>
		<lastmod>2020-03-09T23:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/seigniorage/</loc>
		<lastmod>2020-03-09T23:36:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/core-inflation/</loc>
		<lastmod>2020-03-09T23:37:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dividend/</loc>
		<lastmod>2020-03-09T23:39:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mortgagee/</loc>
		<lastmod>2020-03-24T19:25:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/operating-earnings/</loc>
		<lastmod>2020-03-24T19:27:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/foreign-exchange/</loc>
		<lastmod>2020-03-24T19:28:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/shrinkage/</loc>
		<lastmod>2020-03-24T19:29:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/carrying-cost/</loc>
		<lastmod>2020-03-24T19:30:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-default-swap/</loc>
		<lastmod>2020-03-24T19:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/too-big-to-fail/</loc>
		<lastmod>2020-03-24T19:32:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/technical-factors/</loc>
		<lastmod>2020-03-30T18:13:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/chartist/</loc>
		<lastmod>2020-03-30T18:14:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/ancillary-probate/</loc>
		<lastmod>2020-03-30T18:15:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/technical-analysis/</loc>
		<lastmod>2020-03-30T18:17:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/malinvestment/</loc>
		<lastmod>2020-04-13T19:19:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/boom-bust/</loc>
		<lastmod>2020-04-13T19:19:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/supply-side-economics/</loc>
		<lastmod>2020-04-13T19:21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/demand-side-economics/</loc>
		<lastmod>2020-04-13T19:22:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/trickle-down-economics/</loc>
		<lastmod>2020-04-13T19:23:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/depression/</loc>
		<lastmod>2020-04-13T19:23:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/smoot-hawley-tariff-act/</loc>
		<lastmod>2020-04-13T19:25:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/on-the-run/</loc>
		<lastmod>2020-04-13T19:26:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/off-the-run/</loc>
		<lastmod>2020-04-13T19:26:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/laffer-curve/</loc>
		<lastmod>2020-04-13T19:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/reinvestment-risk/</loc>
		<lastmod>2020-04-27T19:39:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bond-ladder/</loc>
		<lastmod>2020-04-27T19:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/small-cap/</loc>
		<lastmod>2020-04-27T19:41:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mid-cap/</loc>
		<lastmod>2020-04-27T19:41:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/large-cap/</loc>
		<lastmod>2020-04-27T19:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/market-capitalization/</loc>
		<lastmod>2020-04-27T19:41:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/blue-chip-stock/</loc>
		<lastmod>2020-04-27T19:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/growth-fund/</loc>
		<lastmod>2020-05-15T18:53:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/global-growth-fund/</loc>
		<lastmod>2020-05-15T18:55:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/balanced-fund/</loc>
		<lastmod>2020-05-15T18:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/t12/</loc>
		<lastmod>2020-05-19T18:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/wow/</loc>
		<lastmod>2020-05-19T19:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/tina/</loc>
		<lastmod>2020-05-19T19:01:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/zirp/</loc>
		<lastmod>2020-05-19T19:02:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mixed-use-property/</loc>
		<lastmod>2020-05-19T19:04:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inflation-adjusted/</loc>
		<lastmod>2020-05-19T19:08:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/investment-property/</loc>
		<lastmod>2020-05-19T19:11:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mom/</loc>
		<lastmod>2020-05-19T19:12:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/growth-and-income-fund/</loc>
		<lastmod>2020-05-19T19:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-reserve-note/</loc>
		<lastmod>2020-06-08T19:18:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/chartalism/</loc>
		<lastmod>2020-06-08T19:20:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetary-sovereignty/</loc>
		<lastmod>2020-06-08T19:20:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/print-money/</loc>
		<lastmod>2020-06-10T18:59:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/umbrella-policy/</loc>
		<lastmod>2020-06-22T19:03:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/carpe-diem/</loc>
		<lastmod>2020-06-22T19:04:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/hold-harmless/</loc>
		<lastmod>2020-06-22T19:04:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/deductible/</loc>
		<lastmod>2020-06-22T19:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/copay/</loc>
		<lastmod>2020-06-22T19:07:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/moral-hazard/</loc>
		<lastmod>2020-06-22T19:07:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/morale-hazard/</loc>
		<lastmod>2020-06-22T19:08:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/signaling/</loc>
		<lastmod>2020-06-22T19:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/profit-motive/</loc>
		<lastmod>2020-06-22T19:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/high-deductible-plan/</loc>
		<lastmod>2020-06-24T00:19:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/supply-curve/</loc>
		<lastmod>2020-06-29T23:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/demand-curve/</loc>
		<lastmod>2020-06-29T23:19:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/microeconomics/</loc>
		<lastmod>2020-06-29T23:19:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/game-theory/</loc>
		<lastmod>2020-06-29T23:20:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cash-management/</loc>
		<lastmod>2020-07-06T17:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/effective-rate/</loc>
		<lastmod>2020-07-06T17:14:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/income-property-operating-expense/</loc>
		<lastmod>2020-07-22T00:47:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stakeholder-capitalism/</loc>
		<lastmod>2020-07-22T00:48:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/distribution-phase/</loc>
		<lastmod>2020-08-03T23:49:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/promissory-note/</loc>
		<lastmod>2020-08-03T23:49:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/budget-tips/</loc>
		<lastmod>2020-08-16T22:58:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/feedback-mechanism/</loc>
		<lastmod>2020-08-19T23:10:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/shareholder/</loc>
		<lastmod>2020-08-19T23:11:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/breakeven-rate-of-inflation/</loc>
		<lastmod>2020-08-19T23:12:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dollar-index/</loc>
		<lastmod>2020-08-19T23:12:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/hawkish-policy/</loc>
		<lastmod>2020-08-19T23:13:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dovish-policy/</loc>
		<lastmod>2020-08-19T23:14:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/403b/</loc>
		<lastmod>2020-08-28T22:04:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dc457/</loc>
		<lastmod>2020-08-28T22:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/401k/</loc>
		<lastmod>2020-08-28T22:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-security/</loc>
		<lastmod>2020-08-28T22:07:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/profit-sharing-plan/</loc>
		<lastmod>2020-08-28T22:07:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stock-split/</loc>
		<lastmod>2020-08-28T22:08:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/prepaid-credit-card/</loc>
		<lastmod>2020-09-09T17:30:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/self-employment-tax/</loc>
		<lastmod>2020-09-09T17:31:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mortgage-points/</loc>
		<lastmod>2020-09-09T17:32:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetary-policy-2/</loc>
		<lastmod>2020-10-12T22:41:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/loose-monetary-policy/</loc>
		<lastmod>2020-10-12T22:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/qoq/</loc>
		<lastmod>2020-10-12T22:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/snowball-method/</loc>
		<lastmod>2020-11-02T23:02:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/avalanche-method/</loc>
		<lastmod>2020-11-02T23:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/denarius/</loc>
		<lastmod>2020-11-17T23:30:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/base-metals/</loc>
		<lastmod>2020-11-17T23:30:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/precious-metals/</loc>
		<lastmod>2020-11-17T23:31:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/central-banker/</loc>
		<lastmod>2020-11-17T23:31:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/central-bank/</loc>
		<lastmod>2020-11-17T23:32:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bank-of-england/</loc>
		<lastmod>2020-11-17T23:32:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bank-of-japan/</loc>
		<lastmod>2020-11-17T23:33:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/lagging-indicator/</loc>
		<lastmod>2020-11-17T23:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/credit-curve/</loc>
		<lastmod>2020-11-17T23:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/inflation/</loc>
		<lastmod>2020-11-17T23:35:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/leading-indicator/</loc>
		<lastmod>2020-11-17T23:35:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/debt-to-income/</loc>
		<lastmod>2020-11-30T20:50:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/money-tree/</loc>
		<lastmod>2020-11-30T20:51:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/asset-allocation/</loc>
		<lastmod>2020-11-30T20:52:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/oasdi/</loc>
		<lastmod>2020-12-23T22:55:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dxy/</loc>
		<lastmod>2021-01-11T20:54:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sell-short/</loc>
		<lastmod>2021-02-09T00:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/arbitrage/</loc>
		<lastmod>2021-02-09T00:10:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/multiplier-effect/</loc>
		<lastmod>2021-03-29T17:09:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/output/</loc>
		<lastmod>2021-03-29T17:10:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/russell-2000/</loc>
		<lastmod>2021-05-06T01:45:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/q1/</loc>
		<lastmod>2021-05-06T01:46:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/q2/</loc>
		<lastmod>2021-05-06T01:46:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/q3/</loc>
		<lastmod>2021-05-06T01:47:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/q4/</loc>
		<lastmod>2021-05-06T01:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/standard-poors/</loc>
		<lastmod>2021-06-04T13:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/standard-poors-500-index/</loc>
		<lastmod>2021-06-04T13:17:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fungible/</loc>
		<lastmod>2021-06-05T15:38:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/greshams-law/</loc>
		<lastmod>2021-06-07T17:32:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/fica-taxes/</loc>
		<lastmod>2021-08-03T13:42:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/excise-tax/</loc>
		<lastmod>2021-08-03T13:47:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/value-added-tax/</loc>
		<lastmod>2021-08-03T13:48:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dow-jones-industrial-average/</loc>
		<lastmod>2021-08-12T21:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/producers-price-index/</loc>
		<lastmod>2021-09-14T11:48:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/strong-dollar-monetary-policy/</loc>
		<lastmod>2021-09-14T11:50:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/stagflation/</loc>
		<lastmod>2021-09-14T11:50:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/wage-controls/</loc>
		<lastmod>2021-09-14T23:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/yoy/</loc>
		<lastmod>2021-10-05T09:49:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/oil-shock/</loc>
		<lastmod>2021-11-04T16:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/money-printing/</loc>
		<lastmod>2021-11-04T16:49:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/supply-chain/</loc>
		<lastmod>2021-11-04T16:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/pce/</loc>
		<lastmod>2021-11-04T16:50:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/utility/</loc>
		<lastmod>2021-12-01T16:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/nirp/</loc>
		<lastmod>2022-01-04T16:57:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dont-fight-the-fed/</loc>
		<lastmod>2022-01-17T16:55:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/esg/</loc>
		<lastmod>2022-01-25T20:02:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/pi/</loc>
		<lastmod>2022-02-08T06:28:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/piti/</loc>
		<lastmod>2022-02-08T06:31:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/duration/</loc>
		<lastmod>2022-02-08T06:32:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/purchasing-power-risk/</loc>
		<lastmod>2022-03-08T11:17:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/risk-free-asset/</loc>
		<lastmod>2022-03-08T11:18:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/systematic-risk/</loc>
		<lastmod>2022-03-08T11:20:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/productivity/</loc>
		<lastmod>2022-03-30T06:35:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/transfer-payments/</loc>
		<lastmod>2022-03-30T06:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/january-effect/</loc>
		<lastmod>2022-04-12T05:36:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dead-cat-bounce/</loc>
		<lastmod>2022-04-12T05:40:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/long/</loc>
		<lastmod>2022-04-12T05:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/short/</loc>
		<lastmod>2022-04-12T05:41:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sell-in-may-and-go-away/</loc>
		<lastmod>2022-04-12T05:41:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/new-normal/</loc>
		<lastmod>2022-04-12T05:43:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bulls/</loc>
		<lastmod>2022-04-12T05:44:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/bears/</loc>
		<lastmod>2022-04-12T05:44:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/supply-shock/</loc>
		<lastmod>2022-06-06T14:03:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/laissez-faire/</loc>
		<lastmod>2022-06-07T05:46:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/social-policy/</loc>
		<lastmod>2022-07-15T11:39:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/labor-productivity/</loc>
		<lastmod>2023-01-05T15:38:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/systemically-important-financial-institution/</loc>
		<lastmod>2023-03-28T15:35:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/sub-prime-loan/</loc>
		<lastmod>2023-03-28T15:36:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/financial-intermediaries/</loc>
		<lastmod>2023-03-28T15:37:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/venture-capital/</loc>
		<lastmod>2023-03-28T15:37:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/private-equity/</loc>
		<lastmod>2023-03-28T17:27:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/digital-assets/</loc>
		<lastmod>2023-03-28T17:30:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/federal-deficit/</loc>
		<lastmod>2023-04-30T17:44:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mandatory-spending/</loc>
		<lastmod>2023-04-30T19:50:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/discretionary-spending/</loc>
		<lastmod>2023-04-30T20:42:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/entitlements/</loc>
		<lastmod>2023-05-03T22:19:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/mercantilism/</loc>
		<lastmod>2023-08-06T23:15:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/public-debt/</loc>
		<lastmod>2023-08-07T18:03:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/total-government-debt/</loc>
		<lastmod>2023-08-07T18:19:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/intragovernmental-debt/</loc>
		<lastmod>2023-08-07T18:25:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/nominal/</loc>
		<lastmod>2023-10-28T22:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/real/</loc>
		<lastmod>2023-10-28T22:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/planned-obsolesence/</loc>
		<lastmod>2023-10-31T21:55:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/diminishing-marginal-return/</loc>
		<lastmod>2024-01-11T21:44:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/modern-monetary-theory/</loc>
		<lastmod>2024-01-12T22:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/monetarist/</loc>
		<lastmod>2024-05-10T23:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/dumping/</loc>
		<lastmod>2024-05-19T23:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/diminishing-marginal-utility/</loc>
		<lastmod>2024-08-16T04:08:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/marginal-cost-of-production/</loc>
		<lastmod>2024-09-12T23:08:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/cost-push-inflation/</loc>
		<lastmod>2024-09-13T22:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/demand-pull-inflation/</loc>
		<lastmod>2024-09-13T22:12:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/supply-push-inflation/</loc>
		<lastmod>2024-09-13T22:15:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/corporatism/</loc>
		<lastmod>2024-11-20T22:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://pathwaytoprosperity.com/glossary/autarky/</loc>
		<lastmod>2025-03-20T21:23:17+00:00</lastmod>
	</url>
</urlset>
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